Trustees Discretionary Fund (TDF)
Q: Can I apply for a grant even if I have savings?
A: No. If you have the means to help yourself with your financial difficulty, we would expect you to do so.
Q: How do I apply for a grant?
A: Please either telephone the office or email us and we will be happy to send you an application form. If you are unsure about completing forms we can arrange for someone to call round to help you with the application. Please ask.
Q: I am having problems paying my feed bills. My farm income just doesn’t seem to meet the costs these days. Can I apply to your TDF?
A: We regret not. The TDF is for unforeseen expenses incurred by otherwise viable farming businesses in times of emergency. If your farm is not viable and you think you may have to leave, our SRHS may be able to help.
Q: Will I be expected to repay my grant?
A: No you won’t. The grant is to help you in times of financial need and we do not expect it to be repaid. If, in the future your financial situation improves, we are always happy to accept donations to continue our work and help others.
Q: Will the TDF pay for any animal vaccination costs?
A: We regret that we do not have sufficient finances to pay for such costs.
Q: I am a dairy farmer and the price I get paid for my milk has dropped. Can you help with this shortfall in income?
A: We regret that this is not an area we can help with.
Strategic Rural Housing Scheme (SRHS)
Q: How do I qualify for your Strategic Rural Housing Scheme?
A: You must be leaving a farm business and therefore losing your home. Reasons for leaving include retirement, ill health or non-viability of the business. If you would like to discuss your circumstances, please contact the office. However, eligibility does not guarantee success – there is an application process.
Q: How much are your rents?
A: Our rents are currently based on how much your house will have cost us to buy including legal fees and surveys. A house costing £200,000 would cost £700 per month to rent. Many of our existing tenants qualify for housing benefit, which we would advise you to investigate. We may also be able to offer a ‘rent support’ depending on your circumstances. Please ask.
Q: When I retire from the farm, I will have some savings to put towards a house purchase. Can you offer shared equity purchases?
A: Yes – approximately half our houses are in a ‘shared equity’ arrangement, where our tenants have a financial interest in the house. The percentage is calculated and rent reduced accordingly, but the landlord’s responsibilities eg external maintenance and insurance, are also split according to the percentage. If and when the house is sold, the proceeds are divided on the same basis.
Q: I am a farm worker and will lose my home as a result of redundancy. Am I eligible?
A: No – we are sorry, but we are unable to house those who have not been running a registered agricultural holding through our Strategic Rural Housing Scheme but please see FAQ under our Affordable Rural Housing Scheme section.
Q: I am interested in applying to you for housing but don’t feel confident in form filling. Can you help me?
A: Yes, indirectly we can. We have very close links with another farming charity called Farming Community Network. They have members nationwide who know and understand farming and farmers and we can arrange for them to come to your house and discuss your options with you. They won’t abandon you to deal with anything on your own and can help you talk things through.
Q: I have to leave the farm, but don’t really know what I want to do long term. Would you consider buying a house for a few years while I consider my options?
A: No – buying and selling houses is an expensive and time-consuming business. The intentions are that our tenancies are long-term agreements.
Q: I see you try to keep families within their locality. We would like to move further away to be near our family. Is this possible?
A: Yes – we try to house families in the area of their choice. This is often nearby because of work, schools, friends and families, but can be a different area if that is required.
Q: My landlord has served me notice to quit and I need advice and help to fight this. Can you help?
A: Addington is not equipped to give advice or funding to help you in your quest to retain your tenancy. We suggest that you contact the Tenant Farmers Association or the National Farmers Union and seek specialist legal advice.
Q: What sort of tenancy agreements do you offer?
A: We use standard Assured Shorthold Tenancies. These give an initial six month commitment, then the tenant has to give one month’s notice and the landlord two months’ notice. This is not because we think it should be a temporary arrangement – far from it, we wish it to be long term – but to give us protection. Usually husband and wife are joint tenants.
Q: When I leave the farm, I would like to do some contracting and keep a few animals. Would you buy a house with a yard and a few acres?
A: No. We only buy ordinary residential homes. If you wish to run a business that involves more space you would have to find additional premises, which you would have to fund yourself.
Q: Can you provide finance so that I can purchase the land where I currently keep my stock and/or the farmhouse I live in?
A: No, sorry but we cannot provide finance for land, or farmhouse purchases.
Affordable Rural Housing (ARH)
Q: I am a farm worker and my income is insufficient to afford to rent close to my place of work. Can you help?
A: At the moment our ARH is only available in Cornwall, Worcestershire and Carmarthenshire. Please contact the office to enquire if any of our properties are currently vacant.
Q: How do I qualify for one of your Affordable Rural Houses?
A: To be eligible to apply for a property in our ARH range, you must work in a land based or rural occupation and be unable to afford to rent or buy in the area you wish to live. There is an application process. Please refer to the information on our ‘What We Do, Affordable Rural Housing’ page.
If you are unsure about any aspect of our work, please just contact us either by ‘phone or email and ask.